For investors · instant

DSCR calculator

Buying a probate or inherited home as a rental? A DSCR (debt-service coverage ratio) loan qualifies on the property’s rent, not your income. See the ratio and whether the deal pencils.

Purchase price

Down payment %

Interest rate %

Expected rent $/mo

Property tax %/yr

Insurance $/yr

Loan term (years)

HOA $/mo

Min DSCR required

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Enter the deal to see the DSCR (rent ÷ PITIA).

Estimate only. Lender DSCR programs, LTV caps, rates, and qualifying rent vary. Not lending or investment advice.